Ruiz Fernandez Business Services

  • Who does what? Why businesses need well-defined processes

    You’re driving in a city. There are traffic lights, signs or all sorts. You know you have to stop when lights are red, continue when they are green. You know that if a standing sign is missing, you’ll have to look at the paintings on the ground. In contrast, if two signals contradict each other, Read more

  • New Year Habits

    Every year, many people reflect on their New Year resolution’s, deciding if they will set new, change, or abandon goals or habits. Businesses often look at the performance indicators of previous years and decide what needs to be adjusted in their overall strategy, and what goals they wish to pursue in the financial year. At Read more

  • This time of the Year

    Reaching the end of 2024. Many organisations take the time, if they haven’t already, to look at what went and not so well, appraising the performance of the company according to the goals they set to meet during the year, and review if changes need to be done, like removing objectives that no are no Read more

  • Your Book? No, thanks

    Apart from working in finance I like writing books. Novels, to be more specific. I self-published three via Amazon. One of them through a self-publishing company, which help your book become a reality in exchange for many euros. They problem is that you have to sell it unless you pay more to them so that Read more

  • When Chaos Reigns and Everything Seems Lost

    It’s very early in the morning. 6:00 a.m., to be precise. I could barely sleep. The situation at the company is unbearable. Five years ago I decided to start my own business. I got a loan, bought computers, tools and other equipment for my workshop. Latest technology, with lots of features promising high levels of Read more

  • Changing Card Numbers

    Changing Card Numbers Some time ago I went on holidays with my partner to a mediterranean island. To see around and have more freedom, we rented a car. We went to the beach, a small city and the top of a small mountain where there was a lighthouse and a magnificent view of the ocean. Read more