Ruiz Fernandez Business Services

  • Can a Business Be Profitable if it’s Ethical?

    In business I hear many stories. The ones that mainly catch my attention are those of businesses not taking, let’s say, full responsibility or following contracts as they should. Examples could go between employers not paying full salaries, suppliers not completing a job or delaying reparations, companies offering vouchers if you refer them to a… Read more

  • Always Learning

    Probably most of us, when we were little, we were told about how important was to go to college, get a degree to ensure we could get a well paid job. Some of us did it, attended to lectures, passed exams, and earned a diploma as a proof of our hard work. Others did not… Read more

  • Don’t Be Afraid of Asking Questions

    You just arrive to the office. You grab a coffee and go to your desk. Then you turn on your laptop and take a sip until it is ready to be used. You expect it to be a calm day. However, the moment you open your mailbox, an email from a business partner pops up.… Read more

  • Is Accounting Just Administration Work?

    Is Accounting Just Administration Work?

    When I ask people what they think what accountants do, they usually respond with things such as recording or issuing invoices, making payments, or presenting taxes. The funny thing is when some say “anybody could do it. I did the accounting of my own business, but I hired an accountant to save time”. Accounting, unfortunately,… Read more

  • Pay Right and in Time, but Don’t Pay Twice

    Imagine that you run a department like Accounts Payable. You hire more or less the right number of people. They focus on processing invoices. You pay suppliers more or less in time. From time to time minor issues occur, but your suppliers are happy in general. Time later, the company, like any other business, goes… Read more

  • Never Look at One Single Ratio

    “This year we have grown 20% of sales compared to the previous year and we hit the 2 billion euro in revenue!”. I’m sure you have heard of this several times in one way to another. Companies that celebrate they made more sales, kept expenses under control or expanded to new markets. This sounds as… Read more