accounting
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Value-added Tax (VAT)
When I check social media, I hear often freelancers or small businesses complaining about having to pay the VAT they charge to their customers. In countries like in Spain, from the moment you start a business, you’re obliged to collect this tax to your customers and pay it to the tax authorities. In other countries,…
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Compound interest
When we’re watching or reading the news, we often hear about inflation hitting -once again- the consumer price index and increasing the cost of living. Also, when we ask for a loan, we need to pay a certain interest for it. If we own some stocks or government bonds, we might receive also a percentage…
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Where Does Your Money Go?
Controlling your expenses Welcome to the first article of my blog and brand new website. It’s very exciting to run your own business, isn’t it? You can make your own decisions, obtain the profits and develop in your professional career in the direction you want. However, it can be a bumpy road from the very…
Ruiz Fernandez Business Services 